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19.12.2024

BoE maintains its Bank Rate at 5.00%, as widely expected

The Bank of England (BoE) announced on Thursday its Monetary Policy Committee (MPC) voted by a majority of 6-3 to keep the Bank Rate unchanged at 4.75 per cent at its December meeting. Meanwhile, three MPC members preferred to decrease the benchmark rate by 25 basis points. The outcome was in line with markets’ expectations.

In its policy statement, the BoE notes:

- Since the MPC’s November meeting, twelve-month CPI inflation has increased to 2.6% in November, slightly exceeding previous expectations;

- Services consumer price inflation has remained elevated;

- Headline CPI inflation is expected to continue to rise slightly in near term;

- Most indicators of UK near-term activity have declined;

- BoE expects GDP growth to have been weaker at the end of 2024 than projected in November;

- MPC now judges that UK labour market is broadly in balance;

- There remains significant uncertainty around developments in labour market;

- Monetary policy has been guided by the need to squeeze remaining inflationary pressures out of the economy to achieve the 2% target;

- Over recent quarters there has been progress in disinflation, although remaining domestic inflationary pressures are resolving more slowly;

- MPC continues to consider a range of cases for how the past global shocks that drove up inflation may unwind;

- MPC is also monitoring the impact on growth and inflationary pressures from measures announced in Autumn Budget and from geopolitical tensions and trade policy uncertainty. These developments have generated additional uncertainties around the economic outlook;

- MPC continues to monitor closely the risks of inflation persistence;

- A gradual approach to removing monetary policy restraint remains appropriate;

- Monetary policy will need to continue to remain restrictive for sufficiently long until the risks to inflation returning sustainably to 2% target in the medium term have dissipated further;

- MPC will decide the appropriate degree of monetary policy restrictiveness at each meeting

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